Insurance and Injury Policy

Urban Rec does not provide personal injury, or personal accident insurance. The information contained in this policy has been provided as general advice only. The contents have been prepared without taking account of your personal situation or needs. You should, before you make any decision regarding any information or products mentioned, consult your own advisor to consider whether it is appropriate for you.


Some local clubs and associations offer a blanket insurance policy for all their players. In our experience they do not deliver the optimum output for the injured party. We are committed to making our sports accessible and cost effective. We believe sport should be accessible for everyone. We are committed to keeping our costs cheaper than a class at the gym, or a yoga class. DO WHAT’S RIGHT FOR YOU Urban Rec works very hard to make sure you are safe, and free from any hazards when you play with us. But, accidents do happen. So make sure you know what you are covered for, and stay informed. If you feel unsafe at any time, leave the field, leave the venue and take responsibility for your own safety and welfare. Our staff and your team mates should not influence you to continue to play if you do not feel confident doing so.


If you are injured at an Urban Rec league or event, you should make yourself known to the closest staff member. You may be required to supply your name and we may take details about the injury and incident for your protection. If needed, our staff can supply simple first aid equipment and offer to call an ambulance. Our staff will be in contact with you after a few days to discuss your personal situation and ensure your welfare.


Flip and Urban Rec have partnered for 2023 to cover players accidental injuries. Whether you play socially once a week, or every day of the year, Flip has affordable, flexible, insurance options that can work with your playing schedule.

  • Our partnership means that you can sign up for $4 a day by going to and using the promo code URBANREC. (Normally a Flip Active day is $7)
  • You can turn it on and off.
  • Flip is 100% digital. There are no waiting periods for cover = fact about process.
  • A Flip Active Week is $25 a week.
  • A Flip Active Monthly subscription is $40 a month.
  • You can cancel your Flip at any time.
  • Flip is pay-as-you-go insurance.
  • Flip covers people that live in Australia, between the ages of 18 and 64. Including international students, people on working holiday visas, and people on temporary working visas.

Read the PDS and TMD at and consider whether this product is appropriate for you. Issued by HCF Life.